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[1] To whom rights to the bank deposit or its disposal belong to in the case where a joint account was established to deposit funds raised and shared by the joint account for the purpose of prevention and supervision so that any of the joint account holders alone may not withdraw from the account until the specific purpose, except the general partnership funds deposit purpose, is accomplished
[2] Whether the bank may set off a separately outstanding loan obligation of one of the joint account holders against his/her proportional equity in the whole joint account deposit (affirmative) and the elements for the transfer of the right to the equity of one of the joint account holders to another joint account holder in order for such transfer to hold against the set-off by the bank
[3] The case holding that the bank may not set off separately outstanding loan obligation of one of the joint account holders who already lost his/her right to deposit due to an explicit or implicit agreement as to the belongings of rights to deposit in the bank between the joint account holders and the bank
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